United Bank for Africa PLC (UBA.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2016 interim results for the first quarter.For more information about United Bank for Africa PLC (UBA.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the United Bank for Africa PLC (UBA.ng) company page on AfricanFinancials.Document: United Bank for Africa PLC (UBA.ng) 2016 interim results for the first quarter.Company ProfileUnited Bank of Africa Plc is a financial services institution in Nigeria offering banking products and services to the personal, commercial and corporate sectors. The company provides a full-service product offering ranging from transactional accounts, overdrafts and mortgage finance to domiciliary deposits, treasury services, asset management services, bonds, money market deposits and risk management solutions. United Bank of Africa Plc supports the agricultural sector through an agricultural credit support scheme which includes agro processing, an outgrowers scheme, equipment and mechanisation scheme and a tree crops replacement scheme. Founded in 1948, the company now has an extensive network of some 1 000 branches in the major towns and cities of Nigeria. Its head office is in Lagos, Nigeria. United Bank of Africa Plc is listed on the Nigerian Stock Exchange
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Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Despite this article’s headline, it’s very hard to time the markets and whenever you invest, you’ll usually see some down-days as well as up-days.But if the recent carnage in the stock markets has whetted your appetite for investing, I think there’s a good chance you’re thinking ‘right’ about the process. 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That’s because you paid too much for the shares as measured by earnings multiples and other valuation indicators. The main problem with overvaluation is that it tends to correct over time, which can stymie your returns from shares.Let me tell you a little story about my own entry into active investing nearer the beginning of the century. I’d participated in a clutch of privatisation issues through the 1990s without really knowing much about shares. Thankfully, those investments proved to be profitable. And when I found myself with a lump sum to invest, the markets were just beginning to recover from the big bear market that finished around the end of 2002.One of my first investments proved to be successful. I put some money in a low-cost, passive FTSE 100 index tracker fund. Over the following months and years, it went up and up, as well as paying me a regular and rising stream of dividends. I’d chosen the accumulation version of the fund, which ensured that the dividends were automatically reinvested to compound my gains.Drip-feeding looks like a good idea right nowIf you look at a chart of the FTSE 100 index, you’ll see that it has so far always recovered from its dips. And I’m sure it will do so again. Furthermore, the long-term trajectory is up. I think the index is an excellent vehicle for playing the recovery from a bear market.But while the markets look like they are still plunging I’d be careful about investing my cash. I think drip-feeding money into a tracker fund is a good way to proceed. Such pound-cost averaging will help to smooth out your returns in the long term.And once you’ve started, why not make a regular monthly investment programme something you keep doing until you retire? If you do that, there’s a good chance you’ll be able to retire more financially comfortable than you would otherwise. 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MPA Main Contractor: Houses ArchDaily CopyHouses•United Kingdom Nithurst Farm / Adam Richards ArchitectsSave this projectSaveNithurst Farm / Adam Richards Architects Projects Nithurst Farm / Adam Richards Architects “COPY” Photographs Manufacturers: Bette, Crosswater, Velfac, Ibstock, Spark and bell, VMZINC, Weinerberger Bricks P3R Year: 2019 Architects: Adam Richards Architects Area Area of this architecture project CopyAbout this officeAdam Richards ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookUnited KingdomPublished on November 27, 2019Cite: “Nithurst Farm / Adam Richards Architects” 27 Nov 2019. ArchDaily. Accessed 10 Jun 2021.
World Vision child sponsor TV adverts banned Howard Lake | 1 June 2006 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Digital According to World Vision, the advert could be aired if the England Football team gives its permission. World Vision has made an approach to the Football Association in this regard but they have declined to comment on the ad or the BACC’s decision. As a result of the BACC decision, the charity has had to spend more money to make versions of the ad which would be acceptable. The 60-second commercial was self-filmed a young boy called Masidi from Malawi who, without access to a football, makes a ball from maize, plastic bags and string in order to have a match with his friends. The advert was made by World Vision to run on terrestrial and satellite stations throughout June and July. There is a second shorter advert, which shows Masidi making his ball, and contrasts, in a tongue in cheek way, the three years spent in developing the World Cup match ball with the ten minutes it takes Masidi to make his.Rudo Kwaramba, Director of Advocacy, Communications and Education at World Vision, said: “In our eyes, the advert is in no way anti-World Cup or anti-football. It simply uses the common language of football to point out the difference between western world affluence and developing world resourcefulness through the eyes of a sponsored child. “The comparison between football sponsorship and child sponsorship is used simply to reflect the use of the same word with very different meanings, both in scope and in financial terms in the two contexts.”The BACC told World Vision that they felt the adverts “suggested that money spent in the development and sponsorship of football was wasted and they could see no good reason for singling out football in this way particularly given that footballers do a lot for charity.”Ironically World Vision sponsors include several high profile footballers and in a recent child sponsorship campaign Scottish and Northern Ireland footballers, including Rangers player Fernando Ricksen, played with a ball made from rags to show their support for child sponsorship. World Vision will post the ads on its website www.sponsor.org so that others can make up their own minds. The charity is considering an appeal against the BACC decision. Football: 1, World Vision: 0. The Broadcast Advertising Clearance Centre (BACC), the body responsible for clearing television adverts for broadcast, has refused to allow World Vision’s child sponsorship adverts to appear on screen because they thought the ad was an unfair attack on football”.World Vision planned to screen the adverts during the World Cup to encourage people to sponsor a child in the developing world. The BACC’s judgement effectively bars the advert from being aired on TV in the UK.The BACC was unhappy that the advert highlights the £49 million it has cost to sponsor the England football team comparing it with the 60p a day it costs to sponsor a child in the developing world. Actor Paul McGann supplied the voice-over for the ads. Advertisement 32 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: face-to-face Individual giving Law / policy Management PFRA Recruitment / people PFRA appoints new Chair Howard Lake | 25 January 2012 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 40 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Public Fundraising Regulatory Association (PFRA), the self-regulatory membership organisation for street and doorstep face-to-face fundraising (F2F), has appointed marketing and business development specialist Paul Stallard as its Chair of the board of directors. He takes up his position today.Stallard will be the PFRA’s first paid Chair, receving an annual stipend.He brings a range of commercial marketing, business development, management and regulatory expertise and experience to the PFRA. He has held several senior marketing and business development posts in the financial services sector from the 1980s onwards. In 1983 he launched Liquid Gold from the Leeds Permanent Building Society, reputedly the first financial services brand in the UK.He is a director of his own financial services consultancy Hurndall-Stallard Associates Limited and has an MBA.He has worked in a voluntary capacity on fundraising and fundraising strategy with the Royal Life Saving Society, Elizabeth Foundation and Duke of York Foundation. He has also served as a Trustee of Careline UK.Stallard believes that it is important that the PFRA appoint a chair from outside the fundraising sector. He said: “The financial services sector has faced considerable regulatory challenges since 1986 and I see parallels between the work I have done in this sector and the regulatory challenges facing the PFRA and how those ultimately will benefit beneficiaries. What attracted me to this position with the PFRA is that face-to-face fundraising is a most efficient and effective means of enabling charities to serve their beneficiaries – in other words their customers.”He pledged to “play an active part in negotiating with councils to ensure that charities have a fair opportunity to raise funds on behalf of their beneficiaries.”Equally he acknowledges that “charities and agencies conducting F2F must play their part too”. He added: “To ensure that F2F ultimately continues to serve people who are in need, organisations conducting F2F must always provide the highest level of service to their donors, and this means acting responsibly by complying with the Institute of Fundraising’s code of practice and our own site agreements with councils.”Stallard takes over from PFRA’s vice chair Michael Naidu, assistant director of fundraising at Mencap. He has been acting chair since Timothy Hornsby resigned in 2008 after five years in the position.Stallard commended Naidu for performing “an excellent job steering the PFRA through challenging times”.www.pfra.org.uk
May 4, 2005 – Updated on January 20, 2016 Police challenge to confidentiality of sources on World Press Freedom Day June 2, 2021 Find out more Reporters Without Borders voiced dismay today at the action of plain-clothes police from Orleans in interrogating two journalists with Le Berry Républicain daily newspaper yesterday in an attempt to get them to reveal their sources for their reports about a murder investigation.”It is particularly shocking and untimely that, as World Press Freedom Day was being celebrated all over the world, gendarmes questioned two journalists and tried to find out their sources as part of a preliminary enquiry into a supposed breach of the secrecy of a crime investigation,” the press freedom organization said.”The confidentiality of journalists’ sources is an inviolable principle that allows no exceptions,” Reporters Without Borders said, stressing that it is recognized by article 10 of the European Convention on Human Rights and article 109-2 of the French code of criminal procedure. Furthermore, in a famous ruling on 27 March 1996 in Goodwin v. United Kingdom, the European Court of Human Rights defined the protection of sources as one of the cornerstones of press freedom, the organization addedWithout previously notifying Le Berry Républicain, three plain-clothes members of the Orleans gendarmerie entered the newspaper’s bureau in Issoudun at around 10 a.m. yesterday and questioned a journalist for an hour in an unsuccessful attempt to get her to disclose the sources for the reports she and another journalist wrote for the 30 April, 2 May and 3 May issues about a local murder in which the body has never been found. The reports were headlined, “Body still cannot be found”, “Body’s scant traces” and “Details of the murder without a body.”The gendarmes also went to the newspaper’s head office in Bourges at 1:30 p.m. to talk to the other journalist, who is in charge of its crime section. As he had the day off, they then went to his home to question him about the sources for the reports.The deputy state prosecutor in Châteauroux ordered the interrogation of the two journalists because of a supposed breach of the murder investigation’s confidentiality. Le Berry Républicain editor Bernard Stéphan said he was “shocked” and added, “even if they had sources, they would obviously not give them.” News RSF_en News Organisation Help by sharing this information Two journalists with the provincial newspaper Le Berry Républicain were questioned yesterday by members of the Orleans gendarmerie in an attempt to get them to reveal their sources for their reports about a murder investigation. Reporters Without Borders is shocked at this attack on the confidentiality of journalists’ sources, which took place on World Press Freedom Day. RSF denounces Total’s retaliation against Le Monde for Myanmar story Receive email alerts News Follow the news on France June 4, 2021 Find out more FranceEurope – Central Asia News May 10, 2021 Find out more FranceEurope – Central Asia to go further “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU
RELATED ARTICLESMORE FROM AUTHOR Twitter By News Highland – April 4, 2011 Pinterest Dail hears questions over design, funding and operation of Mica redress scheme LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Facebook Justice Minister condemns Omagh murder Twitter Facebook Newsx Adverts Google+ Need for issues with Mica redress scheme to be addressed raised in Seanad also WhatsApp Previous articleNew councillor wants working group to consider unfinished estatesNext articleSoccer – Derry City go 3rd in table after Bray win News Highland 70% of Cllrs nationwide threatened, harassed and intimidated over past 3 years – Report WhatsApp Almost 10,000 appointments cancelled in Saolta Hospital Group this week Pinterest Minister McConalogue says he is working to improve fishing quota Google+ The Justice Minister is pledging ‘total co-operation’ and an ‘absolute commitment’ to bring the killers of Ronan Kerr to justice.The 25 year old PSNI officer died when a bomb exploded under his car in Omagh on Saturday afternoon – the incident’s been blamed on dissident republicans.The PSNI Chief Constable will join with local political leaders at Stormont today to condemn the killing.Minister Alan Shatter has paid tribute to Ronan’s mother Nuala Kerr, who spoke out last night to encourage Catholic people to continue joining the PSNI……..[podcast]http://www.highlandradio.com/wp-content/uploads/2011/04/0nkerr830.mp3[/podcast]Minister Alan Shatter says as far as he’s concerned, it makes no difference whether Ronan Kerr was a member of the PSNI, or the Gardai………………[podcast]http://www.highlandradio.com/wp-content/uploads/2011/04/0shattr10.mp3[/podcast]
Google+ WhatsApp Loganair’s new Derry – Liverpool air service takes off from CODA Previous articleSlight drop in people claiming PUP in DonegalNext articleOfficials to decide today on use of Johnson & Johnson vaccine News Highland DL Debate – 24/05/21 Google+ Arranmore progress and potential flagged as population grows Ireland will have Covid-19 cases on a ‘constant’ basis for at least another two years, according to a WHO expert.The warning comes as the current situation here continues to improve.172 Covid patients were in public hospitals last night – the lowest since October 8th – with 48 in intensive care.390 new cases and 11 deaths were also reported yesterday. 18 of the cases were recorded in Donegal.Dr David Nabarro, a special envoy on Covid for the World Health Organisation, says the virus will be with us until at least 2024:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2021/04/who7am.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Twitter WHO warns Ireland could be dealing with Covid until 2024 WhatsApp AudioHomepage BannerNews Pinterest By News Highland – April 21, 2021 RELATED ARTICLESMORE FROM AUTHOR Facebook Twitter Pinterest Facebook News, Sport and Obituaries on Monday May 24th Important message for people attending LUH’s INR clinic Nine til Noon Show – Listen back to Monday’s Programme
One person working in the hospitality trade dies every week from passivesmoking at work, doctors have warned. The figures from the Royal College of Physicians come as it has emerged thatthe Government is likely to announce new laws on smoking in public later thissummer.Professor Konrad Jamrozik, of Imperial College, London, estimated thatpassive smoking at work causes 49 deaths each year in hospitality industryemployees, twice as many as from domestic exposure in this group.Environmental tobacco smoke in the workplace causes about 700 deaths eachyear in the UK, he calculated. And at least 3,600 people below the age of 65died each year from lung cancer, heart disease and stroke caused by passivesmoking at home, he added. The figures were announced at a college-backed conference calledEnvironmental Tobacco Smoke and the Hospitality Industry. Imperial College president Carol Black said: “Environmental tobaccosmoke in pubs, bars, restaurants and other public places is seriously damagingto the health of staff, as well as the public. Making these places smoke freenot only protects vulnerable staff and the public, it will also help more than300,000 people in the UK to stop smoking.” Anti-smoking lobby group Action on Smoking and Health described the figuresas “truly shocking”. Legislation looks set for summerThe Government looks likely toannounce some form of legislative crackdown on workplace smoking this summer. Representatives from the British Hospitality Association (BHA)and the British Beer and Pub Association met culture secretary Tessa Jowell andpublic health minister Melanie Johnson in May to discuss smoke-free workplaces.The industry had suggested that, instead of laws to ban smokingin pubs and bars, a tougher voluntary regime should be introduced, includingrestricting smoking at the bar. But the BHA said ministers now appeared set onbringing in new laws. One possibility mooted is to give local authorities thepower to implement legislation.Ministers have been under increasing pressure from medical andpublic health campaigners to crack down on smoking in pubs and bars, especiallyas initial indications appear to show that Ireland’s ban is working well. TheGovernment is expected to outline its plans in July, when it publishes a WhitePaper on public health. Previous Article Next Article Comments are closed. Passive smoking killing staffOn 1 Jun 2004 in Personnel Today Related posts:No related photos.
The hygropreference of adult Cryptopygusantarcticus and Alaskozetesantarcticus was investigated over 2 h at 5, 10 and 20°C, along humidity gradients (9–98% RH) established by means of different salt solutions. Two chamber arrangements were employed, linear and grid, to determine any influence of thigmotactic behaviour on distribution within the RH gradient. The humidity preference of both species varied with temperature. At 5 and 10°C, C. antarcticus distributed homogeneously showing no clear RH preference. At 20°C, this species preferred the highest humidity (98% RH). A. antarcticus demonstrated a preference for the lowest humidity (9% RH) at 5°C, but at 10°C its distribution differed between the two arena types. At 20°C, A. antarcticus showed no clear humidity preference. Assays to control for experimental asymmetries along the gradient; thigmotactic behaviour; and aggregative behaviour exclude these factors as explanations for the observed results. The mean initial water content of samples did not differ significantly between temperature regimes (C. antarcticus: 68.6, 71.1 and 74.3%; A. antarcticus: 68.1, 70.1 and 68.6% at 5, 10 and 20°C respectively), but the level of water loss increased significantly with temperature. The influence of desiccation tolerance and the ecological significance of the observed humidity preferences are discussed.